Yonder

You still have something yonder.

Bitcoin. Three Roths. A pension you have not opened in years.

A few hundred parked somewhere you forgot.

Yonder’s AI keeps that pile in one place, in a sentence.

We never share or sell your data.

Join the waitlistHow we treat your data

Examples people start with — not the whole map

  • BitcoinStill in a wallet — not in the Roths
  • Roth IRAOne of three, at a custodian you barely open
  • Alaska pensionHave not opened the site since you left
  • A few hundredParked in an app you forgot

What Yonder keeps track of

Not the quote.

Every place you parked money and stopped looking — retirement, wallets, leftover jobs, small accounts, unclaimed, policies you already bought.

Wallets and coins

A bearer pile outside the retirement accounts.

  • Bitcoin and other coinsStill held — often not in any Roth
  • Forgotten exchangesA login you have not opened, or one that merged
  • Hardware or paper walletsThat they exist, and where the backup lives — never the seed
  • App cryptoCash App, PayPal, Venmo, and leftover earn or staking

Retirement at more than one place

The same kind, counted honestly. Do not merge three Roths into one number.

  • Roth IRAsOften more than one custodian after a rollover
  • Traditional IRAsLeft behind when the rollover never finished
  • SEP and SIMPLE IRAsLeftover from a side job
  • Inherited IRA or RothA clock, not the same as yours
  • A backdoor Roth splitTwo places that look like one

Plans you left at a job

The plan is still there after they left. “Handled” is not a check.

  • State and city pensionsPERS and the portal they have not opened
  • Old 401(k)sStill at a previous employer — often more than one job
  • 403(b) and 457Teachers, hospitals, nonprofits, government
  • Thrift Savings PlanFederal work they left
  • ESOP and leftover stockShares or an ESPP login from a company they left
  • Cash-balance and deferred compProfit-sharing they stopped thinking about
  • Union, railroad, militaryA pension from a workplace that felt automatic
  • Survivor or QDRO leftoversAfter a death, a sale, or a divorce

Small parked amounts

Small is still a place. Do not skip it because the number is modest.

  • Robo and promo appsAcorns, Stash, Betterment, Robinhood, SoFi
  • Credit-union CDsAnd a high-yield savings opened for a rate
  • TreasuryDirectSeries I or EE bonds, a leftover T-bill
  • HSA left investedThey stopped using it and never opened it again
  • Leftover 529After a kid finished school
  • UGMA and UTMAChildhood money that never got a new home
  • DRIPs and fund-company accountsAt the transfer agent, not the broker they use now
  • Crowdfunding and P2PA few hundred on an equity round or leftover loans

Unclaimed you can start

They start the search. We do not invent a recovery amount.

  • State unclaimed propertyEvery state they lived — they start it
  • A missing pensionDoes this plan still exist?
  • An old 401(k) the employer still holdsNot the same as the IRA they remember
  • Closed credit-union leftoversAnd a check they never cashed

Policies you already bought

Only if they name it. We do not go hunting for something to sell them.

  • Cash-value lifeA policy they have not opened
  • An annuitySold as an investment, then left alone
  • A spouse’s unclaimed pensionEligible, not yet claimed

How Yonder works

Plain-language AI

AI that keeps the list honest

Ask like you would a friend.

Yonder’s AI tells you what you still hold — and what is not the same place.

Quiet reminder

A tap when something goes quiet

A pension site you have not opened since you left that job.

That’s a quiet-account reminder — not a ticker.

Not a trading app. Not a dashboard of charts.

Broker apps show the one login you remember.

Net-worth apps aggregate so they can offer advice.

Yonder keeps the forgotten map honest — without selling you a fund.

Trading and dashboards

What moved today

They show a portfolio if you already linked everything.

They make money from advice, trades, or a lead.

Yonder

The places you already parked money

Three Roths that are not one account.

A pension you have not opened.

A wallet that is not in those Roths.

We never share or sell that, and a referral never ranks the pile.

What Yonder tells you

In a sentence

You still have three Roths.

The Alaska pension is separate.

The bitcoin is in a wallet, not in those Roths.

Here is how to see each one without mixing them up.

  1. 01

    Type the pile you remember

    The Roths, the leftover 401(k), the pension, the wallet, the bonds, the few hundred.

    Type what you remember.

    You don’t need to connect a bank to start.

  2. 02

    See what’s still out there

    Which places are still there, which went quiet, which are not the same account.

    Yonder’s AI says it in a sentence — not a spreadsheet.

  3. 03

    A reminder when something goes quiet

    An account you have not opened.

    A required minimum you will owe.

    A wallet you have not checked.

    A reminder only when something went quiet — not a price alert.

Your data is not a product.

We never share or sell your accounts, balances, or habits.

We never hand them to advertisers, brokers, or anyone who would call you to sell a fund.

You can delete everything.

How we treat your data

Common questions

What is Yonder?

An app that uses AI to remind you which investments you still hold — the Roth, the pension, the wallet, the few hundred you forgot.

In a sentence. Not a chart wall.

Do you use AI?

Yes.

Yonder’s AI explains forgotten accounts in plain language.

Do I have to link a bank?

No.

Type what you remember to start.

Linking is later, optional, and read-only.

Is this a trading app?

No.

We do not buy or sell for you.

We keep the list of places you already parked money honest.

Do you sell my data?

No.

We never share or sell your accounts, balances, or habits.

We never hand them to someone who would call you to sell a fund.

You can delete everything.

The pile is still out there.

Join the waitlist

We’ll email you when you can add what you remember.

No spam.

We never share or sell your address.